1. Proof of graduation or eligibility.

2. Verifiable proof of employment and income or a firm commitment from an employer with a start date within 120 days of the contract date.

3. Monthly income must be sufficient to cover current obligations, living expenses and the vehicle payment.
   (Monthly payment must be less than or equal to 20% of gross monthly income)
    You must also have a U.S. Social Security Card.

4. Minimum down payment of 5% is required.

5. No adverse credit.

6. Any other documentation that may be required by HFS.